SBA 504 Debenture Rates — August 2026
Effective rates priced August 6, 2026
SBA 504 debenture rates for August 2026 were priced on August 6, 2026. The 25-year standard effective rate came in at 6.275%, up 10 basis points from July 2026.
Standard Rates
10-Year
6.206%
unchanged from Jul 2026
20-Year
6.278%
+7 bps vs Jul 2026
25-Year
6.275%
+10 bps vs Jul 2026
Manufacturing Rates
10-Year Mfg
5.904%
unchanged from Jul 2026
20-Year Mfg
6.026%
+7 bps vs Jul 2026
25-Year Mfg
6.033%
+10 bps vs Jul 2026
Effective rates include ongoing servicing and guarantee fees. 10-year debentures are offered in alternating months; in months without a 10-year sale, the most recent offering's rate is shown. See data sources & methodology.