SBA market intelligence for lenders and CDCs
Monitor loan volumes, lender rankings, benchmark rates, and industry developments across 7(a) and 504.
7(a) FY26 YTD
$0
504 FY26 YTD
$0
25-Yr Rate (504)
0.000%
May 2026
Market snapshot
Data sources & methodology7(a) Program
FY2026 YTD · through Apr 2026
$16.7B
31,508
loans
$531K
avg size
504 Program
FY2026 YTD · through Apr 2026
$4.0B
3,421
loans
$1.2M
avg size
504 Debenture Rates
Effective May 7, 2026
| Term | Standard | Mfg |
|---|---|---|
| 10-Year | 5.876% | 5.576% |
| 20-Year | 6.013% | 5.762% |
| 25-Year | 5.952% | 5.710% |
Latest news
Updates from across the SBA lending industry
Bank Failure, EIDL Traps, & SOP Rumors | May 13, 2026 | SBA Today
SBA Today covers multiple operational and regulatory topics critical to lenders: EIDL autopay discontinuation and Treasury referral risks after 5 years, current 7(a) screenout and credit memo errors affecting approvals, unconfirmed reports of a potential $2M working capital cap on 7(a) loans, and rumors of a major SOP overhaul under review at the SBA. Episode provides practical guidance on portfolio management risks and signals potential regulatory changes requiring lender attention.
SBA Launches $1M Patriot Pitch Competition for Small Businesses
The U.S. Small Business Administration launched the Patriot Pitch Competition on May 13, 2026, offering $1 million in cash prizes donated by Clover Network to eligible small businesses that have used SBA capital products. The national competition will culminate in a finals event in Washington, D.C. in September, with applications due by June 10.
Advanced SBA Structuring: A $9M Pari Passu Case Study | Kalen Foster | Ep. 35 | My SBA Loan Pro
A detailed case study of a complex $9M pari passu 7(a) transaction that navigated SBA aggregate limits, evolving affiliation and guarantee rules, and real estate complications over a two-year closing timeline. The episode emphasizes how deep SOP knowledge and creative structuring—including the strategic use of separate NAICS codes to establish independent $5M lending buckets—enabled closure of a challenging multi-entity acquisition and refinance deal involving daycare and Montessori school borrowers.
2026 SBA Lender Leadership Summit Registration Opens
Registration is now open for the 2026 SBA Lender Leadership Summit. The event brings together lending professionals to discuss industry trends and best practices in SBA lending.
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