SBA 504 Debenture Rates — July 2026
Effective rates priced July 9, 2026
SBA 504 debenture rates for July 2026 were priced on July 9, 2026. The 25-year standard effective rate came in at 6.176%, up 6 basis points from June 2026.
Standard Rates
10-Year
6.206%
+33 bps vs Jun 2026
20-Year
6.209%
+4 bps vs Jun 2026
25-Year
6.176%
+6 bps vs Jun 2026
Manufacturing Rates
10-Year Mfg
5.904%
+33 bps vs Jun 2026
20-Year Mfg
5.957%
+4 bps vs Jun 2026
25-Year Mfg
5.933%
+6 bps vs Jun 2026
Effective rates include ongoing servicing and guarantee fees. 10-year debentures are offered in alternating months; in months without a 10-year sale, the most recent offering's rate is shown. See data sources & methodology.