SBA 504 Debenture Rates — August 2025
Effective rates priced August 7, 2025
SBA 504 debenture rates for August 2025 were priced on August 7, 2025. The 25-year standard effective rate came in at 6.233%, down 14 basis points from July 2025.
Standard Rates
10-Year
6.174%
unchanged from Jul 2025
20-Year
6.250%
−14 bps vs Jul 2025
25-Year
6.233%
−14 bps vs Jul 2025
Effective rates include ongoing servicing and guarantee fees. 10-year debentures are offered in alternating months; in months without a 10-year sale, the most recent offering's rate is shown. See data sources & methodology.