SBA 504 Debenture Rates — July 2025
Effective rates priced July 3, 2025
SBA 504 debenture rates for July 2025 were priced on July 3, 2025. The 25-year standard effective rate came in at 6.373%, unchanged from June 2025.
Standard Rates
10-Year
6.174%
−3 bps vs Jun 2025
20-Year
6.390%
unchanged from Jun 2025
25-Year
6.373%
unchanged from Jun 2025
Effective rates include ongoing servicing and guarantee fees. 10-year debentures are offered in alternating months; in months without a 10-year sale, the most recent offering's rate is shown. See data sources & methodology.