SBA 504 Debenture Rates — February 2025
Effective rates priced February 6, 2025
SBA 504 debenture rates for February 2025 were priced on February 6, 2025. The 25-year standard effective rate came in at 6.283%, down 23 basis points from January 2025.
Standard Rates
10-Year
6.642%
unchanged from Jan 2025
20-Year
6.350%
−23 bps vs Jan 2025
25-Year
6.283%
−23 bps vs Jan 2025
Effective rates include ongoing servicing and guarantee fees. 10-year debentures are offered in alternating months; in months without a 10-year sale, the most recent offering's rate is shown. See data sources & methodology.