SBA 504 Debenture Rates — January 2025
Effective rates priced January 2, 2025
SBA 504 debenture rates for January 2025 were priced on January 2, 2025. The 25-year standard effective rate came in at 6.512%.
Standard Rates
10-Year
6.642%
20-Year
6.581%
25-Year
6.512%
Effective rates include ongoing servicing and guarantee fees. 10-year debentures are offered in alternating months; in months without a 10-year sale, the most recent offering's rate is shown. See data sources & methodology.