SBAPULSE

The First Bank and Trust Company

Headquartered in LEBANON, VA

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7(a) Lending

Gross approval amounts

FY2025 Volume

$1.5M

FY2025 Loans

4

$374K avg size

FY2022–FY2026 Volume

$50.8M

FY2022–FY2026 Loans

113

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2025

Low
High

Activity by State

3 states, districts, and territories with activity

#
1VA2$1.0M$497K
2NC1$0.4M$403K
3TN1$0.1M$100K
Explore 7(a) loan-level performance

504 Third Party Lending

First mortgage amounts committed alongside 504 debentures

FY2026 YTD Volume

$860K

#807 by FY2026 volume

FY2026 YTD Loans

2

$430K avg size

FY2022–FY2026 Volume

$16.9M

FY2022–FY2026 Loans

11

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026 YTD

Low
High

Activity by State

2 states, districts, and territories with activity

#
1VA1$0.6M$610K
2TN1$0.3M$250K
Explore 504 loan-level performance as third party lender

Source: SBA lender activity reports, data as of Jun 30, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.