SBAPULSE

The First Bank and Trust Company

Headquartered in LEBANON, VA

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7(a) Lending

Gross approval amounts

FY2025 Volume

$1.5M

FY2025 Loans

4

$374K avg size

FY2022–FY2026 Volume

$50.8M

FY2022–FY2026 Loans

113

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2025

Low
High

Activity by State

3 states, districts, and territories with activity

#
1VA2$1.0M$497K
2NC1$0.4M$403K
3TN1$0.1M$100K
Explore 7(a) loan-level performance

504 Third Party Lending

First mortgage amounts committed alongside 504 debentures

FY2026 Volume

$860K

#958 by FY2026 volume

FY2026 Loans

2

$430K avg size

FY2022–FY2026 Volume

$16.9M

FY2022–FY2026 Loans

11

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026

Low
High

Activity by State

2 states, districts, and territories with activity

#
1VA1$0.6M$610K
2TN1$0.3M$250K
Explore 504 loan-level performance as third party lender

Source: SBA lender activity reports, data as of Sep 30, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.