SBAPULSE

Stearns Bank NA

Headquartered in SAINT CLOUD, MN

Compare interactively in the Lender Explorer.

7(a) Lending

Gross approval amounts

FY2026 Volume

$31.4M

#173 by FY2026 volume

FY2026 Loans

90

$349K avg size

FY2022–FY2026 Volume

$316.6M

FY2022–FY2026 Loans

631

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026

Low
High

Activity by State

31 states, districts, and territories with activity

#
1TX11$6.7M$609K
2MO1$5.0M$5.0M
3MN8$3.4M$423K
4NC5$2.9M$579K
5FL11$2.2M$204K
6ME1$1.9M$1.9M
7OH4$1.2M$312K
8GA4$0.9M$221K
9NJ4$0.9M$218K
10AZ2$0.8M$380K

504 Third Party Lending

First mortgage amounts committed alongside 504 debentures

FY2025 Volume

$20.7M

FY2025 Loans

7

$3.0M avg size

FY2022–FY2026 Volume

$99.0M

FY2022–FY2026 Loans

31

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2025

Low
High

Activity by State

5 states, districts, and territories with activity

#
1TX2$6.8M$3.4M
2FL2$6.3M$3.1M
3CA1$3.7M$3.7M
4AL1$2.8M$2.8M
5SD1$1.1M$1.1M

Source: SBA lender activity reports, data as of Sep 30, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.