Southern Michigan Bank & Trust
Headquartered in COLDWATER, MI
Compare interactively in the Lender Explorer.
7(a) Lending
Gross approval amounts
FY2026 YTD Volume
$3.0M
#502 by FY2026 volume
FY2026 YTD Loans
2
$1.5M avg size
FY2022–FY2026 Volume
$18.2M
FY2022–FY2026 Loans
17
Annual Trend
Approval volume (bars) and loan count (line)
Geographic Footprint
Approval volume by project state, FY2026 YTD
Activity by State
1 state, districts, and territories with activity
| # | ||||
|---|---|---|---|---|
| 1 | MI | 2 | $3.0M | $1.5M |
504 Third Party Lending
First mortgage amounts committed alongside 504 debentures
FY2026 YTD Volume
$2.0M
#566 by FY2026 volume
FY2026 YTD Loans
1
$2.0M avg size
FY2022–FY2026 Volume
$10.5M
FY2022–FY2026 Loans
7
Annual Trend
Approval volume (bars) and loan count (line)
Geographic Footprint
Approval volume by project state, FY2026 YTD
Activity by State
1 state, districts, and territories with activity
| # | ||||
|---|---|---|---|---|
| 1 | OH | 1 | $2.0M | $2.0M |
Source: SBA lender activity reports, data as of Jun 30, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.