Southern Bank and Trust Company
Headquartered in MOUNT OLIVE, NC
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7(a) Lending
Gross approval amounts
FY2026 YTD Volume
$1.2M
#718 by FY2026 volume
FY2026 YTD Loans
4
$309K avg size
FY2022–FY2026 Volume
$9.6M
FY2022–FY2026 Loans
29
Annual Trend
Approval volume (bars) and loan count (line)
Geographic Footprint
Approval volume by project state, FY2026 YTD
Activity by State
2 states, districts, and territories with activity
| # | ||||
|---|---|---|---|---|
| 1 | VA | 3 | $1.2M | $383K |
| 2 | NC | 1 | $0.1M | $85K |
504 Third Party Lending
First mortgage amounts committed alongside 504 debentures
FY2026 YTD Volume
$8.7M
#215 by FY2026 volume
FY2026 YTD Loans
10
$872K avg size
FY2022–FY2026 Volume
$46.4M
FY2022–FY2026 Loans
56
Annual Trend
Approval volume (bars) and loan count (line)
Geographic Footprint
Approval volume by project state, FY2026 YTD
Activity by State
2 states, districts, and territories with activity
| # | ||||
|---|---|---|---|---|
| 1 | VA | 7 | $6.1M | $866K |
| 2 | NC | 3 | $2.7M | $886K |
Source: SBA lender activity reports, data as of Jul 31, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.