SBAPULSE

Oconee State Bank

Headquartered in WATKINSVILLE, GA

Compare interactively in the Lender Explorer.

7(a) Lending

Gross approval amounts

FY2026 Volume

$16.8M

#254 by FY2026 volume

FY2026 Loans

26

$644K avg size

FY2022–FY2026 Volume

$83.6M

FY2022–FY2026 Loans

97

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026

Low
High

Activity by State

10 states, districts, and territories with activity

#
1GA6$6.8M$1.1M
2TN5$4.0M$793K
3FL3$1.2M$407K
4IL3$1.2M$383K
5NJ2$1.0M$500K
6TX2$0.9M$428K
7MI1$0.6M$565K
8NC1$0.5M$464K
9PA1$0.4M$409K
10IN2$0.4M$180K
Explore 7(a) loan-level performance

504 Third Party Lending

First mortgage amounts committed alongside 504 debentures

FY2026 Volume

$2.3M

#643 by FY2026 volume

FY2026 Loans

3

$766K avg size

FY2022–FY2026 Volume

$37.2M

FY2022–FY2026 Loans

29

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026

Low
High

Activity by State

1 state, districts, and territories with activity

#
1GA3$2.3M$766K
Explore 504 loan-level performance as third party lender

Source: SBA lender activity reports, data as of Sep 30, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.