SBAPULSE

Oconee State Bank

Headquartered in WATKINSVILLE, GA

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7(a) Lending

Gross approval amounts

FY2026 YTD Volume

$6.9M

#324 by FY2026 volume

FY2026 YTD Loans

16

$433K avg size

FY2022–FY2026 Volume

$73.8M

FY2022–FY2026 Loans

87

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026 YTD

Low
High

Activity by State

9 states, districts, and territories with activity

#
1TN4$2.3M$587K
2FL3$1.2M$407K
3NJ2$1.0M$500K
4MI1$0.6M$565K
5NC1$0.5M$464K
6TX1$0.4M$416K
7IL1$0.4M$405K
8IN2$0.4M$180K
9GA1$0.2M$150K
Explore 7(a) loan-level performance

504 Third Party Lending

First mortgage amounts committed alongside 504 debentures

FY2026 YTD Volume

$1.4M

#674 by FY2026 volume

FY2026 YTD Loans

2

$716K avg size

FY2022–FY2026 Volume

$36.4M

FY2022–FY2026 Loans

28

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026 YTD

Low
High

Activity by State

1 state, districts, and territories with activity

#
1GA2$1.4M$716K
Explore 504 loan-level performance as third party lender

Source: SBA lender activity reports, data as of Jun 30, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.