Montecito Bank & Trust
Headquartered in SANTA BARBARA, CA
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7(a) Lending
Gross approval amounts
FY2025 Volume
$475K
FY2025 Loans
3
$158K avg size
FY2022–FY2026 Volume
$2.0M
FY2022–FY2026 Loans
13
Annual Trend
Approval volume (bars) and loan count (line)
Geographic Footprint
Approval volume by project state, FY2025
Activity by State
1 state, districts, and territories with activity
| # | ||||
|---|---|---|---|---|
| 1 | CA | 3 | $0.5M | $158K |
504 Third Party Lending
First mortgage amounts committed alongside 504 debentures
FY2025 Volume
$9.3M
FY2025 Loans
4
$2.3M avg size
FY2022–FY2026 Volume
$18.3M
FY2022–FY2026 Loans
14
Annual Trend
Approval volume (bars) and loan count (line)
Geographic Footprint
Approval volume by project state, FY2025
Activity by State
1 state, districts, and territories with activity
| # | ||||
|---|---|---|---|---|
| 1 | CA | 4 | $9.3M | $2.3M |
Source: SBA lender activity reports, data as of Jun 30, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.