SBAPULSE

First-Citizens Bank & Trust Company

Headquartered in RALEIGH, NC

Compare interactively in the Lender Explorer.

7(a) Lending

Gross approval amounts

FY2026 YTD Volume

$138.7M

#43 by FY2026 volume

FY2026 YTD Loans

142

$977K avg size

FY2022–FY2026 Volume

$584.8M

FY2022–FY2026 Loans

554

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026 YTD

Low
High

Activity by State

19 states, districts, and territories with activity

#
1CA28$32.1M$1.1M
2SC28$30.4M$1.1M
3FL13$16.8M$1.3M
4NC25$14.9M$597K
5TN5$7.5M$1.5M
6GA8$7.1M$886K
7WA3$6.5M$2.2M
8VA10$6.1M$609K
9AZ6$4.8M$792K
10OK2$3.1M$1.6M
Explore 7(a) loan-level performance

504 Third Party Lending

First mortgage amounts committed alongside 504 debentures

FY2026 YTD Volume

$255.4M

#2 by FY2026 volume

FY2026 YTD Loans

140

$1.8M avg size

FY2022–FY2026 Volume

$1.04B

FY2022–FY2026 Loans

642

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026 YTD

Low
High

Activity by State

19 states, districts, and territories with activity

#
1CA96$175.7M$1.8M
2GA6$19.7M$3.3M
3FL15$19.4M$1.3M
4CO2$6.5M$3.2M
5OH1$6.3M$6.3M
6OR2$4.7M$2.4M
7MA1$3.5M$3.5M
8TX2$2.9M$1.4M
9TN1$2.9M$2.9M
10UT3$2.7M$903K
Explore 504 loan-level performance as third party lender

Source: SBA lender activity reports, data as of Jul 31, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.