SBAPULSE

Farmers and Merchants Bank

Headquartered in LAKELAND, GA

Compare interactively in the Lender Explorer.

7(a) Lending

Gross approval amounts

FY2026 Volume

$5.3M

#444 by FY2026 volume

FY2026 Loans

2

$2.6M avg size

FY2022–FY2026 Volume

$33.1M

FY2022–FY2026 Loans

16

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026

Low
High

Activity by State

2 states, districts, and territories with activity

#
1FL1$5.0M$5.0M
2GA1$0.3M$293K
Explore 7(a) loan-level performance

504 Third Party Lending

First mortgage amounts committed alongside 504 debentures

FY2026 Volume

$3.5M

#505 by FY2026 volume

FY2026 Loans

4

$872K avg size

FY2022–FY2026 Volume

$7.6M

FY2022–FY2026 Loans

11

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026

Low
High

Activity by State

3 states, districts, and territories with activity

#
1CA2$2.7M$1.3M
2OH1$0.7M$675K
3IN1$0.1M$126K
Explore 504 loan-level performance as third party lender

Source: SBA lender activity reports, data as of Sep 30, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.