SBAPULSE

Cogent Bank

Headquartered in ORLANDO, FL

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7(a) Lending

Gross approval amounts

FY2026 YTD Volume

$20.6M

#198 by FY2026 volume

FY2026 YTD Loans

22

$937K avg size

FY2022–FY2026 Volume

$186.0M

FY2022–FY2026 Loans

157

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026 YTD

Low
High

Activity by State

3 states, districts, and territories with activity

#
1FL16$11.5M$718K
2GA5$8.1M$1.6M
3AL1$1.0M$990K
Explore 7(a) loan-level performance

504 Third Party Lending

First mortgage amounts committed alongside 504 debentures

FY2026 YTD Volume

$4.0M

#401 by FY2026 volume

FY2026 YTD Loans

4

$993K avg size

FY2022–FY2026 Volume

$53.4M

FY2022–FY2026 Loans

33

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026 YTD

Low
High

Activity by State

3 states, districts, and territories with activity

#
1GA2$2.1M$1.1M
2FL1$1.1M$1.1M
3TN1$0.7M$741K
Explore 504 loan-level performance as third party lender

Source: SBA lender activity reports, data as of Jul 31, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.