SBAPULSE

Cogent Bank

Headquartered in ORLANDO, FL

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7(a) Lending

Gross approval amounts

FY2026 Volume

$24.7M

#212 by FY2026 volume

FY2026 Loans

27

$915K avg size

FY2022–FY2026 Volume

$190.1M

FY2022–FY2026 Loans

162

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026

Low
High

Activity by State

4 states, districts, and territories with activity

#
1FL19$14.2M$745K
2GA6$8.3M$1.4M
3TN1$1.2M$1.2M
4AL1$1.0M$990K
Explore 7(a) loan-level performance

504 Third Party Lending

First mortgage amounts committed alongside 504 debentures

FY2026 Volume

$4.6M

#408 by FY2026 volume

FY2026 Loans

5

$923K avg size

FY2022–FY2026 Volume

$54.0M

FY2022–FY2026 Loans

34

Annual Trend

Approval volume (bars) and loan count (line)

Volume (left axis)Loans (right axis)

Geographic Footprint

Approval volume by project state, FY2026

Low
High

Activity by State

3 states, districts, and territories with activity

#
1GA2$2.1M$1.1M
2FL2$1.8M$876K
3TN1$0.7M$741K
Explore 504 loan-level performance as third party lender

Source: SBA lender activity reports, data as of Sep 30, 2026. Historical years reflect fiscal year-end figures and are not restated for subsequent acquisitions or mergers. See data sources & methodology.