SBA 504 Debenture Rates — October 2026
Effective rates priced October 8, 2026
SBA 504 debenture rates for October 2026 were priced on October 8, 2026. The 25-year standard effective rate came in at 6.974%, up 43 basis points from September 2026.
Standard Rates
10-Year
6.600%
−1 bps vs Sep 2026
20-Year
6.975%
+43 bps vs Sep 2026
25-Year
6.974%
+43 bps vs Sep 2026
Manufacturing Rates
10-Year Mfg
6.301%
−1 bps vs Sep 2026
20-Year Mfg
6.725%
+44 bps vs Sep 2026
25-Year Mfg
6.740%
+44 bps vs Sep 2026
Effective rates include ongoing servicing and guarantee fees. 10-year debentures are offered in alternating months; in months without a 10-year sale, the most recent offering's rate is shown. See data sources & methodology.