SBAPULSE

SBA 504 Debenture Rates — May 2025

Effective rates priced May 1, 2025

SBA 504 debenture rates for May 2025 were priced on May 1, 2025. The 25-year standard effective rate came in at 6.393%, down 4 basis points from April 2025.

Standard Rates

10-Year

6.204%

−13 bps vs Apr 2025

20-Year

6.410%

−4 bps vs Apr 2025

25-Year

6.393%

−4 bps vs Apr 2025

Effective rates include ongoing servicing and guarantee fees. 10-year debentures are offered in alternating months; in months without a 10-year sale, the most recent offering's rate is shown. See data sources & methodology.